Application Management

Name Description Introduced In
createApplication This API creates an application in the Origination Data Microservice (ODMS) from the Origination application. 2021.01
decryptResumeLink This API retrieves and de-crypts the URL link that is required to resume the process of application creation. 2021.01
resume This API resumes the onboarding application. 2020.04
updateLastEditedSection This API updates the last edited section in the Data microservice. The API updates the section every time the screen loads. 2021.01
getData This API retrieves the complete application data. 2020.04
submit This API updates the application status based on the applicant's status and also notifies the applicant or co-applicant if the application is under review. 2021.01
updateTermsAndConditions This API stores the consents in ODMS 2022.04
ClosedcreateApplication
 
Description: Creates an application in the Origination Data Microservice (ODMS) from the Origination application. This API is used in the Personal Information module of the Origination application
Method: POST
URL: <BASE URI>/services/data/v1/Onboarding/operations/Application/createApplication
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
  • X-Kony-ReportingParams
Body Request:

Parameters

FormCode

Specifies the unique entity definition code.

ProductRef

Specifies the reference code for the product.

ProductGroupRef

Specifies the reference code for the product group.

StartDate

Specifies the date on which the application was started.

  {
"FormCode":"onboarding",

"ProductRef":"PERSONAL.LOAN",

"ProductGroupRef":"PERSONAL.LOANS",

"StartDate":"2021-07-19",

"ConsentIdentifiers":[

{

"ConsentIdentifier":"Create_Application_Consent",

"AcceptanceStatus":"Yes"

},

{

"ConsentIdentifier":"Product_Dashboard_Consent",

"AcceptanceStatus":"Yes"

}

],

"BankReference":"Infinity",

"Loan":{

"NoOfLoans":"1",

"LoanPurpose":"",

"Description":"",

"Simulations":[

{

"LoanId":"1",

"LoanAmount":"11000",

"InstallmentAmount":"696.146",

"RepaymentFrequency":"Monthly",

"InterestRate":"2.57",

"RepaymentType":"Annuity",

"InterestType":"Fixed,

"Term":"16",

"APR":"2.0184",

"PaymentStartDate":"2021-06-19",

"PaymentEndDate":"2022-09-19",

"Charges":""

}

]

}

}
Response:

Parameters

/Endpoint

Specifies the endpoint URL of the application.

/AccessToken

Specifies the access token of the application.

/RequestUrl

Specifies the request URL of the applciation.

/StartTime

Specifies the start time of the application.

/id

Specifies the application ID.

   {
"Endpoint":"https://eventconsumer-dot-transact-ti-dev4.appspot.com/_ah/api",

"AccessToken":"eyJraWQiOiJLQTAxIiwidHlwIjoiSldUIiwiYWxnIjoiSFMyNTYifQ.eyJpbnNpZ2h0cy5hdm9rYS5jb21cL0Zvcm1SZXF1ZXN0Ijp7ImZvcm1JZCI6MSwic3BhY2VJZCI6MSwiam9iSWQiOi0xLCJqb2JBY3Rpb25JZCI6LTEsImZvcm1WZXJzaW9uSWQiOjEsInJlcXVlc3RLZXkiOm51bGwsImN1c3RvbWVySWQiOiJBdm9rYSIsInNlc3Npb25JZCI6OTI3Nywiam9iU3RlcElkIjotMSwidG1JbnN0YW5jZUlkIjoiM2NmOTIxM2EtZDBlNS00MjI0LThhMjAtZmU4ZWMzYmQxNWVhIiwiZm9ybVRyYW5zYWN0aW9uSWQiOjM0MDA4MDgwMywib3JnSWQiOjF9LCJleHAiOjE2MjQ5NDQ4MDEsImlhdCI6MTYyNDk0MzAwMX0.3VzZ6C3TodBDH8gvXzxJBi6BA9WrdHQP3WtgTj6GAxk",

"RequestUrl":"https://dbxlendingdev.konycloud.com",

"StartTime":"1624943001360",

"opstatus":0,

"id":"57HVFYD",

"AddressHash":"31f63eaaeba4798689acabf69d3b70472c9e29864f1639fda72fa543b5f2a565",

"httpStatusCode":200

}
Error Code(s):
  • Error Code: 75601
    Error Message: Create Application Failed
Service Flow:
Integration Services Backend Services
OnBoardingJavaServices (1.0).CreateApplicationOperation

createEntityItem

  • Storage Name: ODMS

updateEntityItem

  • Storage Name: ODMS
CloseddecryptresumeLink
 
Description: Retrieves and de-crypts the URL link that is required to resume the process of application creation.
Method: POST
URL: {baseurl}/services/data/v1/ApplicationManagement/operations/ApplicationJourney/decryptResumeLink
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
Body Request:

Parameters

url(Mandatory)

Specifies the URL that must be decrypted.

{
 "url" :"ipsEi9CH3EClBHe6B51OvQ"
},
Response:

Parameters

/decryptedUrl

Specifies the decrypted URL.

/userType

Specifies whether the applicant is an existing user.

/applicationId

Specifies the entity definition key.

{
    "decryptedUrl":"X6W6JTS110",
    "userType":"NEW_USER",
    "applicationId":"X6W6JTS"
}
Error Code(s): None
Service Flow:
Integration Services Backend Services
DecryptResumeURLOperation
  • formLoad
    • Storage Name: DBX Database
  • createEntityItem
    • Storage Name: ODMS
  • updateEntityItem
    • Storage Name: ODMS
Closedresume
 
Description: This API resumes the onboarding application.
Method: POST
URL: {baseUrl}/services/data/v1/OnBoarding/operations/Application/resumeOnBoardingApplication
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
  • X-Kony-ReportingParams
Body Request:

Parameters

id

Specifies the Journey Manager tracking code.

challengeAnswer

Specifies the challenge answer required to resume the application.

PhoneNumber

Specifies the phone number used while creating the application

{
 "id":"N34DMCD",
"challengeAnswer":"1990-10-10",
 "PhoneNumber":"+19517536545"
}
Response:

ApplicationResponse { }

Contains the entire response

Parameters

ApplicationResponse /Status

Specifies the status of the application.

ApplicationResponse /StartDate

Specifies the start date of the application.

ApplicationResponse /ApplicationType

Specifies the type of application.

ApplicationResponse /EligibilityCritirea

Specifies the eligibility criteria selected by the applicant.

ApplicationResponse /IsExistingCustomer

Specifies if the applicant is an existing customer.

ApplicationResponse /TnCFlag

Specifies if the applicant has accepted terms and conditions.

ApplicationResponse /CoApplicationCount

Specifies the number of co applicants in the application.

ApplicationResponse /ProductSelection

Specifies the list of product names, IDs and currencies selected by the applicant.

ApplicationResponse /IsConsentAccepted

Specifies if the user has consented for the data.

ApplicationResponse /PhoneNumber

Specifies the phone number of the applicant.

ApplicationResponse/SectionStatusCoApplicant

Specifies the section wise statuses of the co applicant.

ApplicationResponse/SectionStatus/ProductSelection

Specifies the status of the product selection of the applicant.

ApplicationResponse/SectionStatus/Applicant

Specifies the section wise statuses of the applicant.

ApplicationResponse/Party_ids/CoApplicant

Specifies the Party ID of the co applicant.

ApplicationResponse/Party_ids/Applicant

Specifies the party ID of the applicant.

{ 
ApplicationResponse":
    {
        "Status":"InProgress",
        "StartDate":"2020-04-07",
        "ApplicationType":"",
        "EligibilityCriteria":"",
        "IsExistingCustomer":"",
        "TnCFlag":"",
        "CoApplicantCount":"",
        "ProductSelection":[
        {
            "ProductCurrency1":"",
            "ProductCurrency2":"",
            "ProductCurrency3":"",
            "ProductID4":"",
            "ProductCurrency4":"",
            "ProductID5":"",
            "ProductCurrency5":"",
            "ProductID2":"",
            "ProductID3":"",
            "ProductID1":"",
            "ProgressStatus":"",
            "ProductName2":"",
            "ProductName3":"",
            "ProductName4":"",
            "ProductName5":"",
            "ProductName1":""
        }
],"IsConsentAccepted":""
    }
,"PhoneNumber":"+19517536545",
    "opstatus":0,"SectionStatus":
    {
        "CoApplicant":
        {
            "PersonalInfo":"",
            "IDVInfo":"",
            "IdentityInfo":"",
            "AddressInfo":""
        }
,"ProductSelection":
        {
            "ProgressStatus":""
        }
,"Applicant":
        {
            "PersonalInfo":"Done",
            "IDVInfo":"",
            "IdentityInfo":"",
            "AddressInfo":""
        }
    }
,"Party_ids":
    {
        "CoApplicant":"",
        "Applicant":"2009854036"
    }
,"httpStatusCode":200
}
Error Code(s):
  • Error code : 77214
    Error message : Failed to resume application
  • Error code : 77215
    Error message : Phone number, save challenge answer and application do not match
Associated Enterprise APIs: None
ClosedupdateLastEditedSection
 
Description: Updates the last edited section in the Data microservice. The API updates the section every time the screen loads.
Method: POST
URL: {{baseUrl}}/services/data/v1/Application/operations/Application/updateLastEditedSection
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
Body Request:

Parameters

LastUpdatedSection (Mandatory)

Specifies the section where the update must be made.

ApplicantType (Mandatory)

Specifies the type of Applicant.

{
    "LastUpdatedSection": "EligibilityCheckModule|frmEligibilityCheck",
    "ApplicantType": "Applicant"
}
Response: 
{
    "opstatus": 0,
    "httpStatusCode": 200
}
Error Code(s):
  • Error Code: 75104
    Error Message: Update Application failed.
  • Error Code: 73023
    Error Message: Last Updated Section has invalid data. (This error arises)
  • Error Code: 73022
    Error Message: Last Updated Section Cannot be empty.
  • Error Code: 75104
    Error Message: Update Application failed.
Service Flow:
Integration Services Backend Services
OnBoardingJavaServices (1.0).UpdateLastEditedSection
  • createEntityItem
    • Storage Name: ODMS
  • updateEntityItem
    • Storage Name: ODMS
ClosedgetData
 
Description: This API retrieves the complete application data.
Method: POST
URL: {{baseUrl}}/services/data/v1/Application/operations/Application/getData
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
  • X-Kony-ReportingParams
Body Request: 
{
    "applicationId": "3X88WLM",
    "entityDefinitionCode": "onboarding"
}
Response: 
{
    "customerID": "1778258145",
    "opstatus": 0,
    "applicationDetails": {
        "UserAction": {},
        "Funding": {},
        "Consent": [{
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Create_Application_Consent",
            "Createddts": "2021-07-26T02:11:02"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Product_Dashboard_Consent",
            "Createddts": "2021-07-26T02:11:02"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Create_PersonalInfo_Consent",
            "Createddts": "2021-07-26T02:11:52"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Create_EligibilityCheck_Consent",
            "Createddts": "2021-07-26T02:12:07"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Googlemaps_Discloure_Consent",
            "Createddts": "2021-07-26T02:12:58"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Create_ProductSelection_Consent",
            "Createddts": "2021-07-26T02:13:32"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "Create_CoApplicantPersonalInfo_Consent",
            "Createddts": "2021-07-26T02:15:54"
        }, {
            "AcceptanceStatus": "Yes",
            "ConsentIdentifier": "CoApplicant_Googlemaps_Discloure_Consent",
            "Createddts": "2021-07-26T02:16:39"
        }],
        "PreRequirements": {},
        "Documents": [],
        "Applicants": [{
            "PersonalInfo": {
                "DateOfBirth": "1985-10-10",
                "MobileNumber": "9994305648",
                "Email": "kanand@temenos.com",
                "FirstName": "Virat",
                "MobileCountryCode": "+91",
                "Title": "",
                "LastName": "Kohli",
                "MiddleName": ""
            },
            "ApplicantMetaData": {
                "CIF": "",
                "Type": "",
                "DigitalProfileId": "1778258145",
                "PartyId": "",
                "SFDCAccountId": "",
                "EntityItems": [{
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "PersonalInfo"
                }, {
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "IdentityInfo"
                }, {
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "AddressInfo"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "IncomeEmployment"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "KYCInfo"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "SelfieScore"
                }],
                "IsExistingCustomer": "No",
                "Index": "",
                "LeadId": "NNDQXVZ",
                "BranchReference": "GB0010001"
            },
            "IdentityInfo": {
                "IssuedDate": "",
                "ExpirationDate": "2027-10-10",
                "IdNumber": "7834521",
                "IssuedCountry": "",
                "TaxIdNum": "87453267",
                "IssuedState": "",
                "IDType": "Driver License"
            },
            "IncomeEmployment": {
                "OrganizationName": "Temenos India",
                "Occupation": "Accountant",
                "Salary": "2000.00",
                "Address": "{"
                AddressLine2 ":"
                ","
                AddressLine1 ":"
                146 Sterling Road ","
                State ":"
                Tamil Nadu ","
                ZipCode ":"
                600034 ","
                Country ":"
                IN ","
                City ":"
                Chennai "}",
                "IncomePeriod": "Yearly",
                "EmploymentStatus": "Casual Employee",
                "PhoneNumber": "9994305648",
                "CountryCode": "+91",
                "HoursPerWeek": "",
                "MonthlyIncome": "166.67"
            },
            "AddressInfo": {
                "AddressLine2": "",
                "AddressLine1": "MGR Salai",
                "State": "IN-TN",
                "Zipcode": "600096",
                "Country": "IN",
                "City": "Chennai"
            }
        }, {
            "ApplicantMetaData": {
                "CIF": "",
                "Type": "JOINT.OWNER",
                "DigitalProfileId": "1075992239",
                "PartyId": "",
                "SFDCAccountId": "",
                "EntityItems": [{
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "PersonalInfo"
                }, {
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "IdentityInfo"
                }, {
                    "ProgressStatus": "Done",
                    "EntityItemName": "",
                    "EntityItemDefinition": "AddressInfo"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "IncomeEmployment"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "KYCInfo"
                }, {
                    "ProgressStatus": "",
                    "EntityItemName": "",
                    "EntityItemDefinition": "SelfieScore"
                }],
                "IsExistingCustomer": "No",
                "Index": "2021-07-26T02:15:22",
                "LeadId": "NS3J2ZX",
                "BranchReference": "GB0010001"
            },
            "PersonalInfo": {
                "DateOfBirth": "1989-10-10",
                "MobileNumber": "9994305648",
                "Email": "rohit@test.com",
                "FirstName": "Rohit",
                "MobileCountryCode": "+91",
                "Title": "",
                "LastName": "Sharma",
                "MiddleName": ""
            },
            "IdentityInfo": {
                "IssuedDate": "",
                "ExpirationDate": "2027-10-10",
                "IdNumber": "5672345",
                "IssuedCountry": "",
                "TaxIdNum": "7652345",
                "IssuedState": "",
                "IDType": "Driver License"
            },
            "IncomeEmployment": {
                "OrganizationName": "temenos",
                "Occupation": "Architect",
                "Salary": "2000.00",
                "Address": "{"
                AddressLine2 ":"
                ","
                AddressLine1 ":"
                146 Sterling Road ","
                State ":"
                Tamil Nadu ","
                ZipCode ":"
                600034 ","
                Country ":"
                IN ","
                City ":"
                Chennai "}",
                "IncomePeriod": "Yearly",
                "EmploymentStatus": "Full-Time Employee",
                "PhoneNumber": "9994305648",
                "CountryCode": "+91",
                "HoursPerWeek": "",
                "MonthlyIncome": "166.67"
            },
            "AddressInfo": {
                "AddressLine2": "",
                "AddressLine1": "MGR Salai",
                "State": "IN-TN",
                "Zipcode": "600096",
                "Country": "IN",
                "City": "Chennai"
            }
        }],
        "ProductSelection": {
            "NoOfProducts": "1",
            "Products": [{
                "ProductLineDisplayName": "Lending",
                "ProductGroupId": "PG2029428DJF",
                "ProductGroupDisplayName": "Personal Loan",
                "ProductGroupRef": "PERSONAL.LOANS",
                "ProductName": "Instant Personal Loan",
                "ProductLineRef": "LENDING",
                "ProductId": "PR20294YECBN",
                "ProductRef": "PERSONAL.LOAN",
                "BranchReference": "GB0010001",
                "AccountNumber": " ",
                "ProductCurrencyId": "USD",
                "Loan": {
                    "Simulations": [{
                        "LoanAmount": "6000",
                        "RepaymentFrequency": "Monthly",
                        "LoanId": "1",
                        "APR": "2.0184",
                        "PaymentStartDate": "2021-06-26",
                        "InstallmentAmount": "338.086",
                        "PaymentEndDate": "2022-11-26",
                        "Charges": "",
                        "Term": "18",
                        "InterestRate": "2.58"
                    }],
                    "NoOfLoans": "1",
                    "Description": "",
                    "LoanPurpose": "Home Improvement"
                },
                "ProductLineId": "PL202930W1Y2"
            }]
        },
        "Application": {
            "Status": "InProgress",
            "Assignee": "",
            "UserActionCount": "0",
            "EligibilityCriteria": "11111",
            "ApplicationStage": "Started",
            "ProductType": "Lending",
            "PrimaryApplicant": "ApplicantMetaData_1778258145",
            "CoApplicantCount": "1",
            "StartDate": "2021-07-26",
            "ApplicationType": "Retail",
            "BankReference": "Infinity",
            "IsDataChanged": "",
            "OpportunityId": "",
            "IsExistingCustomer": ""
        },
        "TermsAndCondition": {},
        "Notes": {}
    },
    "applicationId": "3X88WLM",
    "httpStatusCode": 0
}
Error Code(s):
  • Error Code: 75604
  • Error Message: Get Application failed.
Service Flow:
Integration Services Backend Services
OnBoardingJavaServices (1.0).getApplicationSummary

getApplicationDetails

  • Backend Storage: ODMS
Closedsubmit
 
Description: Updates the application status based on the applicant's status and also notifies the applicant or co-applicant if the application is under review.
Method: POST
URL: {{baseUrl}}/services/data/v1/Application/operations/Application/submit
Security Level: Anonymous App User
Header Request:
  • X-Kony-Authorization
Body Request:

Parameters

SectionProgress

Specifies the completeness of the section.

TnCFlag

Specifies the acceptance of terms and conditions.

FirstName

Specifies the First Name of the applicant.

ConsentIdentifier

Specifies the type of consent Identifier.

AcceptanceStatus

Specifies the status of acceptance.

{
    "LastEditedSection": "SubmitModule|frmMembershipStatus",
    "SectionProgress": "Done",
    "TnCFlag": "Accepted",
    "FirstName": "Virat",
    "ConsentIdentifier": "Submit_Application_Consent",
    "AcceptanceStatus": "Yes"
}
Response: 
{
    "Status": "Submitted",
    "opstatus_GetApplicationSelfieDecisions": 0,
    "opstatus": 0,
    "opstatus_SubmitOnBoardingApplicationOperation": 0,
    "opstatus_GetApplicationIDVDecisions": 0,
    "SelfieStatus": [],
    "httpStatusCode": 0,
    "ApplicantStatus": [{
        "ApplicantType": "Applicant",
        "Decision": "Under Review"
    }, {
        "ApplicantType": "CoApplicant",
        "Decision": "Under Review"
    }]
}
Error Code(s):
  • Error Code: 73400
    Error Message: Object read failed - When the system is not able to fetch the decisions of the Applicant and CoApplicant from a session.
  • Error Code: 75311
    Error Message: Failed to update DBX
  • Error Code: 74106
    Error Message: Failed to send submit email
  • Error Code: 71010
    Error Message: Application is already submitted
Service Flow:
Integration Services Backend Services
SubmitApplicationOrchestration (1.0).SubmitOnboardingApplication
  • Storage Name: ODMS.
ClosedupdateTermsAndConditions
 
Description: This API stores the consents in ODMS.
Method: POST
URL: {{baseUrl}}/services/data/v1/ApplicationManagement/ApplicationJourney/updateTermsAndConditions
Security Level: Authenticated App User
Header Request:
  • X-Kony-Authorization
Body Request: 
{
    {
	"ConsentIdentifiers": [
		{
			"ConsentIdentifier": "Onboarding_ProductDashboard_Disclaimer",
			"AcceptanceStatus": "Yes",
			"TermNCondContentId": "TCC3450033",
			"RetentionPeriod": "30",
			"TermNCondCodeId": "TE1920033",
			"VersionId": "1.0",
			"AppliesTo": "Product"
		},
		{
			"ConsentIdentifier": "Onboarding_DataUsage_Disclaimer",
			"AcceptanceStatus": "Yes",
			"TermNCondContentId": "TCC220687RIBV",
			"RetentionPeriod": "30",
			"TermNCondCodeId": "TE22049AYLQU",
			"VersionId": "1.2",
			"AppliesTo": "Application"
		},
		{
			"ConsentIdentifier": "Onboarding_eSign_Agreement_Disclaimer",
			"AcceptanceStatus": "Yes",
			"TermNCondContentId": "TCC22090PLZVG",
			"RetentionPeriod": "30",
			"TermNCondCodeId": "TE22049UL5MS",
			"VersionId": "1.4",
			"AppliesTo": "Application"
		},
		{
			"ConsentIdentifier": "Onboarding_GDPR_Disclaimer",
			"AcceptanceStatus": "Yes",
			"TermNCondContentId": "TCC22049DD6X2",
			"RetentionPeriod": "30",
			"TermNCondCodeId": "TE220495UJ92",
			"VersionId": "1.0",
			"AppliesTo": "Application"
		}
	]
}
Response: 
{
	"opstatus": 0,
	"httpStatusCode": 200
}
Error Code(s):
  • Error Code: 75626
  • Error Message: update terms and conditions operation failed
Service Flow:
Integration Services Backend Services
UpdateTermsandConditions1.0).SubmitOnboardingApplication
  • Storage Name: ODMS.
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Published on :
Monday, May 2, 2022 5:52:47 PM IST

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