Introduction to NPP Cuscal Instant Payments Interface and Address Resolution

This module provides the Pay Id registration, address resolution service for Pay Id and payments interface to CUSCAL for NPP Instant Payments.

Alias Resolution and Addressing Interface

New Payments Platform (NPP) allows banks to process the two types below of Osko payment options given below via online or mobile banking and also receive payments. It applies when the customer has NPP enabled for an account and both Financial Institutions (FI’s) involved in a payment are certified and registered for NPP.

• Using a Bank State Branch (BSB) and account number.
• Using a Pay Id created by an individual customer through the channel or created by a bank staff on behalf of a corporate customer, for example, mobile or email address (for individual customers), Australian Business Number (ABN) or Organisation Name for (corporate customers).

The following items have been created as part of this functionality:

• The AUNPPC.PARAMETER,INPUT version is used to configure various NPP parameters in Temenos Transact.
• The ST.PROXY.DIRECTORY,INPUT.AU version is used for Pay Id creation in Temenos Transact initiated through the channel.
• The ST.PROXY.DIRECTORY,REGISTER.PAYID.AU version is used for Pay Id creation within Temenos Transact.
• The ST.PROXY.DIRECTORY,STATUS.AMEND.AU version is used for Pay Id status change initiated through the channel.
• The ST.PROXY.DIRECTORY,PORT.PAYID.AU, ST.PROXY.DIRECTORY,DISABLE.PAYID.AU, ST.PROXY.DIRECTORY,ENABLE.PAYID.AU, and ST.PROXY.DIRECTORY,DEREGISTER.PAYID.AU versions are used for the Pay Id status changes within Temenos Transact.
• The ST.PROXY.DIRECTORY.RETRIEVE.AU enquiry is used for Pay Id retrieval so that an existing Pay Id can be amended.
• The ST.PROXY.DIRECTORY,ACCT.AMEND.AU version is used for alias name change request.
• The BENEFICIARY,INPUT.AU version is used to update the beneficiary details along with the Pay Id.
• The BENEFICIARY.RETRIEVE.AU enquiry is used to list all beneficiaries belonging to a customer.