Introduction to Blocking Transactions during Online Screening

FCM Screen module chooses one of the following options while performing the transaction alert final evaluation.

Option	Action
True hit	Cancels the transaction and returns funds
False hit	Allows the transaction

However, there may be a requirement to block the funds, even in case of a True hit. To accommodate this requirement, the Block Funds Transfer option is available in Reason code, using which a superuser or supervisor can block the funds after evaluation.

If the Block Funds Transfer option is selected, the FCM system communicates with Temenos Payments Hub (TPH) or any other core banking system with the message as Blocked and necessary accounting entry is passed in the core banking system.